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Napoli Bern Ripka, LLP Blog

Blog Category:

Auto Accidents

    8/25/2008
    Oguz Ozdemir
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    Tips to Prevent Auto Accidents

    An auto accident can occur when you least expect it, thus preparing for an auto accident can seem quite difficult. Besides equipping yourself with insurance and a safe vehicle, there is not much more you can do. Being a safe driver earns points but when the number of cars on the road outnumbers you a million to one, you may be doomed from the start. A good rule to follow is to trust in your own driving abilities, not others. This is important to remember because you know how you drive, you know what makes you nervous and what doesn’t, you know what move your about to make next. On the other side you have no idea how they are going to react to an array of situations, therefore it is imperative to trust in your own driving abilities and to not guess what others on the road are going to do.


                If you have a legitimate license, then you have been through the necessary training and know the rules. We all know the green means go, and what to do at a stop sign. However, not all of us are paying attention at all times. People may have something going on in their minds and are not paying attention to the parked car that they are heading straight for. In times like these it is once again a time to trust your skills. If you sense something then trust that sense, plan for what you would do if a car would start to merge into your lane instead of trying to figure out what the other cars are going to do. In doing this you are taking a proactive approach in trying to avoid an auto accident. Auto accidents can cause devastating effects resulting in death. A death taken from an auto accident is very disheartening due to the fact that it could have been avoided. Take it into your own hands to make the road a safer place and to make sure that you are not involved in an auto accident.


                Lets face it, there are going to be those times where you could do nothing to stop an auto accident from occurring. For example, you are at a stop light in which a car from behind grits its teeth, reeve’s its engine and then proceeds to hit you from behind just because if feels like it. In this situation it is helpful to contact an auto accident attorney. For maybe that tooth grinning driver has claimed that you stopped short to make him collide into you for ulterior motives. Auto accident lawyers, Napoli Bern Ripka LLP have the experience needed to prove that the auto accident occurred by the fault of the engine rever. Auto accidents can occur at anytime, to anyone, at any place so it is in your best interest to be equipped with the best legal team possible. Napoil Bern Ripka LLP has over 60 years of experience, which translates into superior expertise. 

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    Labels: napolibern.com, New York City
    8/11/2008
    Oguz Ozdemir
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    Auto Accidents: Bicyclists Take Caution

    With gas prices still on the rise, it is no surprise that people are starting to take notice. The SUV’s are now locked up in the garage with specific instructions not to use the gas-guzzling monstrosity. People are now switching to other forms of transportation such as the bus, train, and the bicycle. People are more now than ever getting their bikes out of storage and taking them to the open road. Since the price of gas is most likely to reach $5.00 per gallon by the end of the summer, it is very likely that people are going to be hitting the road on their bicycles. More bicycles on the road translate into more accidents that are apt to cause devastating effects.              


    Now its time to be honest, when is the last time you rode a bike? Okay, let me refine it a little bit, when is the last time you rode a bike on a street filled with cars, trucks, SUV’s etc? If you are one of the few who has, do you remember all of the hand signals, rules, and regulations? I think not. Since more people are hitting the rode on their bicycles without the proper knowledge of common signals and rode rules, there is going to be an increase in bicycle-auto related accidents. When you are driving in your car do you ever get nervous when a bike rider comes beside you? This happens all the time in which either one or both parties do not know the rules of the road when sharing it with one another.


    The fact of the matter is that there are two different sets of rules for auto drivers and bike riders. Whether fair or unfair this is that way our system is set up so we must pay attention or there will be consequences to pay. In cases where bike riders are joining the NYC streets it can cause for very dangerous situations. Taxi drivers, commuters, busses, and pedestrians as well as bicyclists and autos are all sharing the road, and all with different rules and regulations. With more bicyclists on the road the chance for an auto related accident is greater because there is going to be more inexperienced bike riders on the road. This inexperience can cause auto accidents in which it is necessary to contact and auto accident lawyer to help sort out issues and problems that might arise.


    If you or a loved one has been involved in an auto accident as a bicyclist or in a car, contact auto accident lawyers Napoli Bern Ripka LLP. Napoli Bern Ripka LLP has a legal team dedicated to service auto accidents and making sure that they get a settlement that they deserve. They also have the experience in dealing with large insurance companies. Accidents occurring on the road can lead to devastating effects such as medical bills, pain and suffering, and a loss of wages if injured during the accident.

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    Labels: FDA napolibern.com,
    7/31/2008
    Oguz Ozdemir
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    New York Auto Accidents: Can’t Beat Them, Can’t Join Them

    Let’s face it, auto accidents that happen New York City are a pain. If even the slightest fender bender happens in the Lincoln tunnel or on the George Washington Bridge, the whole city is paused, frozen in time. People get so flustered and panicked leaving them sitting in their cars for hours at a time. Due to the large amount of cars, busses, and trains leaving the city everyday, can cause for chaos. However, New York City has continued to thrive despite these events happening, and will continue to do so in the future. There is no doubt that these auto accidents will intimidate commuters and travelers alike so much as to stop them from going into the city all together. People in New York City take auto accidents in stride, and just chalk them up to everyday occurrences that are very common. However prevalent this type of thinking is, auto accidents in the city do cause millions of damage every year.


                As a matter of fact, due to the slump in our recent economy more people than ever are moving towards taking mass transportation instead of driving their cars. Such modes of transportation include taking the bus, train, and even riding bikes are becoming more popular as the rise in oil continues. Insurance companies are also trying to help consumers out from the spike in oil prices by decreasing insurance premiums. Insurance companies are also trying to save their own butts because people are driving less and even forgoing driving altogether. Therefore less people are going need insurance, so insurance companies thinking is to decrease the price of insurance to give some incentive for people to start driving again. People will thus save money on insurance and able to afford money on gas.


                We cannot predict the future, so the only thing we can do is plan for today. No one knows what to expect, so people are starting to panic. This ties us back to the Lincoln Tunnel, George Washington Bridge example. New York will continue to go on this way, because frankly, there is nothing else we can do. Accidents, increase in oil prices, and a lowering of the economy will all continue to happen. So what can we do? First things first, when these accidents happen we can get the right type of help. Hiring a New York accident lawyer with the knowledge and expertise needed to serve justice is something that you can do to protect yourself. To help save money in the oil crisis, drive less. It’s that simple and it’s that hard. If you need to make some sacrifices then make them. If insurance companies lowering their premiums makes it affordable for to continue to drive, then good for you. Just remember that the more drivers on the road, the more accidents. Are you starting to see the trend, the continuous cycle? The more accidents the more panic….One thing you can control is the New York auto accident lawyer you hire. You will be able to collect what is rightfully yours, and thus able to put you back into the game of life the fastest.


                Don’t waste time and get a skilled auto accident lawyer that can guide you through every step of the way of the legal process. An injury lawyer has the power and knowledge to deal with insurance companies refuting complicated claims that can leave you at a loss. Napoli Bern Ripka, LLP are experts in New York, New Jersey, and Pennsylvania state laws that are able to help you to understand the value of your car accident case and explain how to proceed in obtaining justice

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    Labels: napolibern.com New York City
    7/19/2008
    Oguz Ozdemir
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    Auto Accidents: How Much Insurance Fraud is Costing You

    From staged auto accidents to the sale of fake medicare cards, insurance fraud is an increasing problem across the state and country. Napoli Bern Ripka would like to shed light on this crime that is estimated to cost the average family an additional $300 per year in increased premiums .Insurance fraud can be committed against policyholders or insurance companies. It occurs when a person intentionally deceives another about an insurance matter to receive money or other benefits to which they are not otherwise entitled. Since insurance companies divide the costs of claims among policyholders, fraudulent claims force increased premium costs for all policyholders.
         Insurance industry studies reveal that 10 percent or more of property/casualty insurance claims are fraudulent. This equates to about $30 billion a year, according to the Insurance Information Institute. The most common insurance frauds include "padding" actual claims, misrepresenting facts on an insurance application, submitting claims for damage or injuries that never occurred and "staged" auto accidents.
         The best way to fight auto accident insurance fraud and the criminals who commit it is to remain alert and follow the proper procedures should you become involved in or witness an auto collision. Be aware of possible fraud schemes. If you are involved in an accident and are approached by someone who suggests a doctor or lawyer who can help you "make money" or by a mechanic who offers to "bury" your deductible by inflating the estimate, do not accept these offers. Scenarios such as these are likely fraud schemes. Report auto accidents to the police, whether you are involved or are a witness. If you are involved, let your insurance company know, regardless of who was at fault. Your report is important to establish the legitimacy of your auto accident claim, as well as to determine if auto accident claims made by others are fraudulent. Record pertinent information and take note of it. If you are involved in an auto accident, keep a record of what happened and what was said. Get the names and phone numbers of all involved parties, passengers and witnesses, along with the names of their insurance companies. Keep a disposable camera in your glove compartment so that you may take pictures of any damage to vehicles immediately after a auto accident.
        When someone acts out of negligence and causes an auto accident, it is their responsibility to own up to their actions, if intentional or not. Auto accidents are inevitable, especially if they are planned. If you have been suffered a personal injury or loss or damage as either a driver or passenger in an auto accident, you may be entitled to compensation at law for the consequences of the accident. Don’t waste time and get a skilled auto accident lawyer that can guide you through every step of the way of the legal process. An injury lawyer has the power and knowledge to deal with insurance companies refuting complicated claims that can leave you at a loss. Napoli Bern Ripka, LLP are experts in New York, New Jersey, and Pennsylvania state laws that are able to help you to understand the value of your car accident case and explain how to proceed in obtaining justice

    For more information on auto accidents involving insurance fraud     click here

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    Labels: napolibern.com, New York City
    6/30/2008
    Oguz Ozdemir
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    Less Driving Means, Fewer Accidents: Benefits go to the Auto Insurer

    With less people driving on the road, accidents are going to occur less frequently. Due to the increasing rise in cost of gas, a toll is being taken on the U.S. economy. However, auto insurance companies are the ones who are reaping the rewards. Less people driving on the roads will cause fewer accidents; therefore boosting auto insurance earnings.


    The U.S. Department of Transportation reported that vehicle travel mileage dropped by 4.3% in March compared to the year-ago month, and that March marks the first 12-month period in which the total number of miles driven dropped from the previous 12-month period since the agency started keeping the records in 1983. This increase in gas price is a good sign for auto insurers because they will no longer have to cut their rates, like they have done in the past, in order to gain new business. These insurance businesses are also relating to consumers by offering new programs such as “drive less, pay less” to reward them for their less risky driving habits.


    This connection between driving less and fewer accidents makes sense, which would cause the frequency of accidents in the present and future to decline. Even if drivers get into fewer accidents, the benefit could be partially outweighed if the cost of repairing vehicles rises due to higher material costs, Allstate spokesman Rich Halberg pointed out. Lehman Brothers analyst Jay Gelb says higher gasoline prices adding 30 cents to his 2008 per-share earnings estimate for Allstate, and 15 cents to Progressive’s. “We are not making a call today on the sustainability of high gas prices, but we believe this trend will be strong enough at least in the near term to result in a return to favorable loss frequency trends for auto insurers,” Gelb wrote.


    A similar gas increase occurred in the 1970’s where there was a decrease in driving and thus a drop in accidents. However, as soon as the increase dissolved, people began to drive again and thus more accidents occurred. We will not know how our economy is going to respond to our oil situation; however we can see the pattern with gas, driving and accidents. Auto accidents are inevitable and if you have been suffered a personal injury or loss or damage as either a driver or passenger in a car accident, you may be entitled to compensation at law for the consequences of the accident. Don’t waste time and get a skilled auto accident lawyer that can guide you through every step of the way of the legal process. An injury lawyer has the power and knowledge to deal with insurance companies refuting complicated claims that can leave you at a loss. Napoli Bern Ripka, LLP are experts in New York, New Jersey, and Pennsylvania state laws that are able to help you to understand the value of your car accident case and explain how to proceed in obtaining justice


     


    Source: WSJ, to read more about the article auto insurers benefiting from accidents click here

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    Labels: napolibern.com New York City
    6/20/2008
    Oguz Ozdemir
    Comments (0)

    Auto Accidents

    Auto accidents can be cause by a multitude of reasons, including intoxication, operator error, or poor eye sight. When an auto accident is caused by negligence, determining rewards is based on proving who was at fault and battling against insurance companies. In some cases the person found negligent may not have the insurance needed top take care of the victims medical bills, pain & suffering, and out of work expenses. An auto injury lawyer is needed to get what you deserve, not what the other party offers.


    Cars, motorcycles, and trucks make up the broad skype of vehicles on the road. Common auto accident injuries include whiplash, head and brain injury, damages to joints, bones, and muscles, as well as other various soft tissue injuries that are often the subject of personal injury lawsuits and litigation. Motorcycle accidents result in injuries due to collisions with cars and other motor vehicles. Motorcyclists are 83% more likely to be injured in an auto accident than a person riding in a car which is cause of a frightening experience. Truck accidents are escalating due to the increase of trucks dominating the road that are large in size, carry dangerous blind spots, and constantly speed due to strict delivery deadlines. If you, a friend or family member has been involved in any type of these accidents, don’t waste time and get a skilled auto accident lawyer that can guide you through every step of the way of the legal process.


    The result of an auto accident injury can leave you with costly bills, complicated claims, pain and suffering, loss of wages, and emotional distress that can take a toll on your life. If you have suffered a personal injury or loss or damage as either a driver or passenger in a car accident, you may be entitled to compensation at law for the consequences of the accident. Don’t waste time and get a skilled auto accident lawyer that can guide you through every step of the way of the legal process. An injury lawyer has the power and knowledge to deal with insurance companies refuting complicated claims that can leave you at a loss. Napoli Bern Ripka, LLP are experts in New York, New Jersey, and Pennsylvania state laws that are able to help you to understand the value of your car accident case and explain how to proceed in obtaining justice. 


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    Labels: napolibern.com New York City

 

 

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